> (2019 Business Banking & Mortgage Seminar)
> 主讲人:George Smilanich IV（Vice President for M&T Bank）& Melanie Swetz (Assistant Sales Manager for M&T Bank)
> 时间：2019年3月25日 6–8 PM
> 地点：M&T Bank, 80 Holtz Dr. Cheektowaga NY 14225
> Complimentary light refreshment will be served
> 负责人：Libing Wu, Zhen Jiang
> George Smilanich IV, Vice President at M&T Bank：I grew up in Amherst, NY. I graduated from Buffalo State College with Bachelor of Arts in Business Administration. I graduated from Canisius College with a MBA. I have worked at M&T Bank for 14 years, all in the branch network. My current role is Commercial Branch Manager of the Snyder branch
> Adjustable Rate Mortgages vs Fixed Rate Mortgages: Which product is best for you?
> Purchasing Investment Property: What down payment should I expect? Is there a difference for a single family vs a 2 family property?
> What is a Jumbo Mortgage: Find out what the definition is and how this affects you as the buyer.
> Home Equity Line of Credit: When and why should you access the available equity you have in your property.
> Melanie Swetz is the Assistant Sales Manager for M&T in Buffalo, NY. She has been in the mortgage industry as a residential mortgage loan officer since 2002. She has been managing the mortgage division since 2016. Melanie has an extensive knowledge in all residential mortgage loan options. She also works closely with the product development team in creating new mortgage products as the industry changes. She graduated from the University at Buffalo.